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1. Service Description

This platform ("the Service") provides AI-powered market analytics, stock screening, backtesting tools, and trading signal notifications. The Service is operated for informational and educational purposes only.

2. Not Financial Advice

Nothing on this platform constitutes financial, investment, trading, or any other advice. All data, signals, reports, and AI-generated content are provided for informational purposes only. You are solely responsible for your own investment decisions. Past performance displayed on this platform does not guarantee future results. You should seek independent professional advice before making any financial decisions.

3. No Liability for Trading Losses

We expressly disclaim all liability for any losses, direct or indirect, incurred as a result of information obtained from this Service. Trading financial instruments involves significant risk of loss, including loss of your entire capital. You acknowledge and accept these risks in full.

4. Account Security

You are responsible for maintaining the confidentiality of your login credentials. You must notify us immediately of any unauthorised access to your account. We will not be liable for any losses arising from your failure to protect your credentials.

5. Subscriptions and Billing

Paid plans and report tokens are processed securely via Stripe. Subscriptions renew automatically on a monthly or annual basis unless cancelled before the renewal date. Token purchases are non-refundable once credited to your account. You may cancel or manage your subscription at any time via the billing portal in your account.

6. Acceptable Use

You may not use the Service to: (a) scrape, copy, or redistribute content without permission; (b) attempt to gain unauthorised access to any part of the platform; (c) submit false registration information; or (d) use automated tools to abuse API rate limits or platform features. Violation of these terms may result in immediate account suspension.

7. Data and Privacy

We collect the information you provide during registration (name, email, country) and data about your usage of the Service. We do not sell personal data to third parties. Passwords are stored using industry-standard hashing. By registering you consent to receiving service-related notifications to your registered email address.

8. Intellectual Property

All AI-generated reports, analysis, and platform content remain the intellectual property of the Service operator. You may use reports for personal reference only and may not republish, resell, or distribute them commercially.

9. Modifications to Terms

We reserve the right to update these Terms at any time. Continued use of the Service after notification of changes constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact

For questions about these Terms, please contact us at support@the-platform.com.